Couple smiling together while using a laptop at a bright kitchen table
Abstract painting with soft, flowing strokes in white, black, and gray tones.
Line graph showing peak on February 14, 2014, with steadily decreasing trend before and after.

Mortgage Renewal

Your mortgage renewal is an opportunity to save money and make sure your mortgage continues to work for you.

When your mortgage term comes to an end, you don't have to automatically accept your current lender's renewal offer. Taking the time to explore your options could help you secure a more competitive interest rate, improve your mortgage terms, and potentially save thousands over time.

At Primex Mortgages, our experienced mortgage professionals compare rates and products from multiple lenders to help you find a mortgage solution that aligns with your current financial needs and future goals.

When Should You Start the Renewal Process?

We recommend reviewing your mortgage options 4–6 months before your current term expires. This gives you time to compare rates, negotiate terms, and explore alternative lenders without feeling rushed.

Why Review Your Mortgage at Renewal?

  • Competitive Rates: Explore offers from multiple lenders rather than accepting your first renewal offer.

  • Better Mortgage Terms: Reassess your payment schedule, mortgage features, and financial priorities.

  • Potential Savings: A more competitive rate could reduce your interest costs over time.

  • Expert Guidance: Let a licensed mortgage professional navigate the renewal process and negotiate on your behalf.

Make the Most of Your Mortgage Renewal

Whether you're looking for a better rate, more flexibility, or simply want to understand your options, Primex Mortgages is here to help you make an informed decision.

  • Mortgage Calculators

    Take the guesswork out of your mortgage. Explore our easy-to-use calculators to estimate payments, understand your options, and plan your next move with confidence.

    →
  • Apply Now

    Take the next step toward your homeownership goals. Start your mortgage application today with our simple, secure process and let our team guide you every step of the way.

    →
  • Book A Call

    Whether you're buying, refinancing, or exploring your options, our team is here to help you make confident, informed decisions. Book a call today and let's find the right mortgage solution for you.

    →